Terms & Conditions

Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and AI Financial Solutions, company number 14325898, with registered office at 905 Karlie Shore East Helen PE27 5PP, United Kingdom ("we," "us," or "our"), concerning your access to and use of the AI Financial Solutions website (aifinancesolutions.com) as well as any related applications, content, functionality, and services offered by us (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Services thereafter. Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes.

These Terms were last updated on June 1, 2024.

Eligibility

The Services are intended for users who are at least 18 years old and are legally capable of entering into binding contracts. By accessing or using our Services, you represent and warrant that:

• You are at least 18 years of age;
• You have the legal capacity to enter into a binding agreement with us;
• You are not a person barred from receiving services under the laws of the United Kingdom or any other applicable jurisdiction;
• You will comply with these Terms and all applicable local, state, national, and international laws, rules, and regulations.

If you are using the Services on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to bind that entity to these Terms, in which case "you" shall refer to that entity.

Account Registration and Security

Some features of our Services may require you to register for an account. When you register, you agree to provide accurate, current, and complete information about yourself as prompted by the registration form and to maintain and promptly update your account information to keep it accurate, current, and complete.

You are responsible for:

• Maintaining the confidentiality of your account credentials, including your username and password;
• All activities that occur under your account;
• Notifying us immediately of any unauthorized access to or use of your account or any other breach of security.

We reserve the right to disable any user account, at any time, in our sole discretion, if we believe you have violated any provision of these Terms or that your conduct or content would tend to damage our reputation and goodwill.

Use of Services

Permitted Use

You may use our Services only for lawful purposes and in accordance with these Terms. You agree to use our Services in a manner that:

• Complies with all applicable laws, regulations, and industry standards;
• Does not infringe the rights of any third party, including intellectual property rights and privacy rights;
• Does not transmit any material that is defamatory, offensive, or otherwise objectionable;
• Does not interfere with or disrupt the operation of our Services or servers;
• Does not attempt to gain unauthorized access to any portion of our Services or any systems or networks connected to our Services.

Prohibited Activities

You agree not to:

• Use our Services in any way that violates any applicable laws or regulations;
• Use our Services for the purpose of exploiting, harming, or attempting to exploit or harm minors;
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of our Services, the server on which our Services are stored, or any server, computer, or database connected to our Services;
• Use any robot, spider, or other automatic device, process, or means to access our Services for any purpose, including monitoring or copying any of the material on our Services;
• Introduce any viruses, Trojan horses, worms, logic bombs, or other harmful material to our Services;
• Attack our Services via a denial-of-service attack or a distributed denial-of-service attack;
• Impersonate or attempt to impersonate us, our employees, another user, or any other person or entity;
• Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of our Services, or which may harm us or users of our Services.

User Content

Our Services may allow you to post, submit, publish, display, or transmit content, including but not limited to text, data, images, videos, and other materials ("User Content"). By providing User Content to our Services, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Content in connection with our Services.

You represent and warrant that:

• You own or control all rights in and to the User Content or have the right to grant the license described above;
• All User Content complies with these Terms;
• User Content does not violate the rights of any third party, including intellectual property rights and privacy rights;
• User Content is not defamatory, obscene, offensive, harassing, or otherwise objectionable;
• User Content does not contain any viruses, malware, spyware, or other harmful components.

We do not claim ownership of your User Content. However, we have the right to monitor, edit, or remove any User Content for any reason without notice to you. We are not responsible for any User Content and do not endorse any opinions expressed in User Content.

Intellectual Property Rights

Our Intellectual Property

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by us, our licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms permit you to use the Services for your personal, non-commercial use only. You must not:

• Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as incidental to normal web browsing;
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from our Services;
• Access or use for any commercial purposes any part of the Services or any services or materials available through the Services.

Trademarks

The AI Financial Solutions name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of AI Financial Solutions or its affiliates or licensors. You must not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on the Services are the trademarks of their respective owners.

Third-Party Content and Links

Our Services may contain content provided by third parties, including links to third-party websites or services. We do not control, endorse, or assume responsibility for any third-party content or websites. We are not responsible or liable for any loss or damage incurred as a result of your use of or reliance on third-party content, websites, products, or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit or use.

Disclaimer of Warranties

YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE CONTENT ON OUR SERVICES OR THE CONTENT OF ANY WEBSITES LINKED TO OUR SERVICES.

THE INFORMATION PROVIDED ON OUR SERVICES IS NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL ADVICE. ALWAYS SEEK THE ADVICE OF A QUALIFIED PROFESSIONAL WITH ANY QUESTIONS YOU MAY HAVE REGARDING FINANCIAL, LEGAL, OR TECHNICAL MATTERS.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification

You agree to defend, indemnify, and hold harmless us, our affiliates, licensors, and service providers, and our and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services, including, but not limited to, your User Content, any use of the Services' content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Services.

Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales.

You agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims).

Termination

We may terminate or suspend your access to all or part of our Services, without notice, for any conduct that we, in our sole discretion, believe violates these Terms or is harmful to other users of our Services, us, or third parties, or for any other reason.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Services thereafter.

Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

Severability

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Entire Agreement

These Terms, our Privacy Policy, and any other terms and policies referenced herein constitute the sole and entire agreement between you and AI Financial Solutions regarding the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.

Contact Information

If you have any questions or comments about these Terms, please contact us at: